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  • Writer's pictureBruno Linares

Florida Hometown Heroes Program Helps Working Floridians Achieve Homeownership

Updated: Aug 17, 2023




The Florida Hometown Heroes Program is a down payment assistance program that helps eligible first-time homebuyers purchase a home in the community where they work and serve. The program is open to all working Floridians, not just frontline heroes.


The program provides up to $35,000 in down payment assistance, which can be used to help homebuyers cover the upfront costs of buying a home, such as closing costs, appraisal fees, and points. The program also offers reduced upfront fees, no origination points or discount points, and lower than market interest rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage.


down payment assistance . fist-time buyer
down payment assistance

To be eligible for the Florida Hometown Heroes Program, homebuyers must meet the following criteria:

  • Be a first-time homebuyer

  • Have a minimum credit score of 640

  • Earn less than 150% of the area median income for their county

  • Be employed by a Florida-based employer

  • Purchase a home in the community where they work and serve

Homebuyers who are interested in the Florida Hometown Heroes Program can contact a participating lender to learn more about the program and to start the application process.

The Florida Hometown Heroes Program is a great way to make homeownership more affordable for eligible Floridians. If you are a first-time homebuyer who is interested in the program, I encourage you to contact a participating lender today.


Here are some additional benefits of the Florida Hometown Heroes Program:

  • The program can help you save money on the upfront costs of buying a home.

  • The program can help you get a lower interest rate on your mortgage.

  • The program can help you qualify for a mortgage even if you have a low credit score.

  • The program can help you purchase a home in the community where you work and serve.

If you are a working Floridian who is interested in buying a home, I encourage you to learn more about the Florida Hometown Heroes Program. The program can help you make homeownership a reality






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